How will you pay your medical bills following a car accident? A Gastonia Personal Injury Attorney can help you find sources of compensation to pay your medical bills. Injuries are common following a car accident. Medical bills add up fast and can go into collections quickly. Who will pay your medical bills after an accident? A Gastonia Personal Injury Attorney will help you determine who will pay, and how much they will pay, for your medical bills.
North Carolina law allow people who are injured in car accidents to recover from the person who caused the accident, the "at fault" driver. The injured person can either a) File a claim against the responsible driver, or b) File a lawsuit against the driver. Injured persons have a legal right to pursue avenues to force the at fault driver to pay for their medical bills. Sources of compensation include the at fault driver, that driver's insurance company, the injured person's car insurance, and health insurance coverage.
The at fault driver is legally required to help get your bills paid after a car accident. In North Carolina, the legal system follows a "fault" system of liability for car accidents. This means that the individual who causes the car accident is generally responsible for the damages or injuries caused by the car accident. Typically, fault is determined either by the police officer that responds to the accident or an insurance company investigator. However, unless the at-fault driver has a large amount of money or assets available, they are typically not able to cover or provide all the money required to pay for all the damages or medical bills of the victim. Because of this, North Carolina requires all drivers to maintain car insurance. You may need a Gastonia personal injury attorney to review your case and argue that the at-fault driver's insurance is responsible for your injuries.
The insurance carrier for the at fault driver should be responsible for the medical bills caused by the driver. Insurance coverage travels with the car, in other words, as long as the driver had permission to drive the car, the insurance will cover anything accidents caused by that driver. The North Carolina minimum insurance policies required at least $30,000 in coverage injuries per person and $25,000 for property damage per accident. Many drivers carry more insurance than this; these are just the minimum requirements by law. A Gastonia personal injury attorney will investigate the insurance coverage and determine how much is available to help pay medical bills.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
If you have health insurance, you may be able to charge your bills to your health insurance, too. Health insurance providers include programs like Medicare, Medicaid, or other private health insurance carriers. If your health insurance, medicare, or medicaid makes payments to a medical provider on your behalf, they will expect to be paid back out of any settlement. This is a complicated process called "subrogation". A Gastonia personal injury attorney can help you handle subrogation following a settlement.
Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.
North Carolina law allow people who are injured in car accidents to recover from the person who caused the accident, the "at fault" driver. The injured person can either a) File a claim against the responsible driver, or b) File a lawsuit against the driver. Injured persons have a legal right to pursue avenues to force the at fault driver to pay for their medical bills. Sources of compensation include the at fault driver, that driver's insurance company, the injured person's car insurance, and health insurance coverage.
The at fault driver is legally required to help get your bills paid after a car accident. In North Carolina, the legal system follows a "fault" system of liability for car accidents. This means that the individual who causes the car accident is generally responsible for the damages or injuries caused by the car accident. Typically, fault is determined either by the police officer that responds to the accident or an insurance company investigator. However, unless the at-fault driver has a large amount of money or assets available, they are typically not able to cover or provide all the money required to pay for all the damages or medical bills of the victim. Because of this, North Carolina requires all drivers to maintain car insurance. You may need a Gastonia personal injury attorney to review your case and argue that the at-fault driver's insurance is responsible for your injuries.
The insurance carrier for the at fault driver should be responsible for the medical bills caused by the driver. Insurance coverage travels with the car, in other words, as long as the driver had permission to drive the car, the insurance will cover anything accidents caused by that driver. The North Carolina minimum insurance policies required at least $30,000 in coverage injuries per person and $25,000 for property damage per accident. Many drivers carry more insurance than this; these are just the minimum requirements by law. A Gastonia personal injury attorney will investigate the insurance coverage and determine how much is available to help pay medical bills.
Your own car insurance may help you pay your medical bills after a car accident. North Carolina also requires that every insurance policy in the state have Uninsured coverage. This coverage provides additional money that is available in case your medical bills are more then the required state minimum carried by the at-fault driver or if the at-fault driver has no insurance at all. In these situations, any additional medical bills would be covered by the Uninsured insurance coverage.
If you have health insurance, you may be able to charge your bills to your health insurance, too. Health insurance providers include programs like Medicare, Medicaid, or other private health insurance carriers. If your health insurance, medicare, or medicaid makes payments to a medical provider on your behalf, they will expect to be paid back out of any settlement. This is a complicated process called "subrogation". A Gastonia personal injury attorney can help you handle subrogation following a settlement.
Contact a Gastonia personal injury attorney for assistance. An attorney at Minick Law will provide a free consultation.
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To learn more about how a Gastonia Personal Injury Attorney can help you pay your medical bills, visit the Gastonia Attorney page.
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